Finance Solutions for Manufacturing Machinery and Equipment
If you’re in manufacturing, you know that having the right machinery can make or break your operation. Whether you need to upgrade ageing factory machines or invest in the latest CNC technology, we’re here to help. At Millard Financial, we specialise in equipment finance for manufacturing businesses across the Gold Coast and South East Queensland region.
Our tailored solutions support manufacturers of all sizes—from small business workshops to large-scale production plants—giving you access to the manufacturing equipment financing solutions you need, without the upfront capital drain.
This page is part of our Equipment Finance services.
What Is Manufacturing Machine Finance?
Manufacturing machine finance is a specialised type of loan or lease designed specifically for industrial and production equipment. Rather than paying the full cost of a machine upfront, financing allows you to spread payments over time—freeing up cash flow for other areas of your business.
This could mean financing anything from heavy equipment finance for construction-grade machinery to CNC machine finance for precision manufacturing.
Millard Financial works with trusted machinery loan brokers and lenders across Australia to deliver flexible and affordable packages, including low-interest machinery loans and capital finance for production machines.
Types of Machinery You Can Finance
We offer finance for a wide range of equipment, including but not limited to:
✔️ CNC Machines
Perfect for automating production lines. CNC machine finance helps you stay competitive without compromising cash flow.
✔️ Factory Machines
From conveyor belts to packaging systems, our factory machine finance solutions can help you scale up efficiently.
✔️ Heavy Industrial Equipment
Need to upgrade or expand your heavy-duty production? Our industrial machine financing covers excavators, forklifts, and more.
✔️ Small Business Manufacturing Machines
Starting or growing a small operation? We offer small business manufacturing loans with tailored repayment terms.
✔️ Specialised Production Equipment
Including robotics, injection moulders, and other custom setups—our production equipment loans can help get you up and running faster.
Whether you're expanding or just replacing outdated gear, we have finance options for factory upgrades that fit your budget and timeline.
Benefits of Financing vs Buying Outright
Wondering whether to buy or lease your manufacturing equipment? Here’s how financing vs leasing machinery compares:
✅ Preserve Working Capital
Avoid tying up your cash in assets. Keep your liquidity for other essential costs like payroll, inventory, or marketing.
✅ Access the Latest Tech
Machinery becomes obsolete fast. Financing lets you upgrade sooner and stay ahead of the curve.
✅ Tax Benefits
Depending on your structure, manufacturing asset finance services may be eligible for tax deductions. Talk to your accountant for advice.
✅ Custom Payment Plans
Choose from fixed monthly payments, seasonal structures, or balloon repayments that align with your revenue cycles.
✅ Boost Operational Efficiency
By accessing modern and reliable machines, you reduce downtime and increase productivity across the board.
How to Apply for Equipment Finance with Millard Financial
Applying for a machinery loan for manufacturers doesn’t need to be complicated. At Millard Financial, we make the process straightforward, local, and fully transparent.
Here’s how to get started:
1. Initial Consultation
Book a free discovery call with one of our finance experts. We’ll learn more about your business, goals, and equipment needs.
2. Tailored Finance Options
We’ll present a range of flexible equipment finance options, sourced from our network of Australian lenders.
3. Application Support
Our team will guide you through the paperwork and help you submit a strong application, improving your chance of approval.
4. Fast Approval & Funding
Most clients receive approval within days. Funds are disbursed directly to the supplier, so you can take delivery of your equipment quickly.
Ready to get started? Apply for machinery finance now and experience the Millard Financial difference.
Why Choose Millard Financial?
We’re not just another finance company. We’re a local business that understands the needs of Queensland manufacturers. Our clients in the Gold Coast and South East Queensland region rely on us for:
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Competitive equipment financing rates in 2025
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Honest, upfront advice from experienced finance professionals
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Personalised service from start to finish
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Access to the best loans for manufacturing equipment on the market
Whether you're growing a small business or managing a large-scale operation, we’ve got the tools and expertise to support your success.
FAQs About Manufacturing Machine Finance
How do I know if I qualify?
If you run a registered business and need equipment for manufacturing purposes, you're likely eligible. We’ll assess your income, credit history, and business plans.
Can I finance second-hand equipment?
Yes! Depending on the age and condition of the machine, we can source finance for both new and used assets.
Is leasing a better option than buying?
It depends on your goals. Leasing may be more flexible, while buying through finance gives you long-term ownership. We’ll help you weigh the pros and cons of financing vs leasing machinery.
How fast can I get approved?
Approvals often happen within 24–72 hours of application submission, depending on the lender and documentation provided.
Let’s Talk Manufacturing Equipment Finance Today
If you're serious about scaling your manufacturing business in Gold Coast or South East Queensland, don't let upfront costs hold you back. With affordable manufacturing machine finance solutions from Millard Financial, you can invest confidently in your future.
Whether it’s a single machine or a full factory fit-out, we’re ready to help with smart, flexible, and competitive finance packages. Let us be your partner in productivity.
📞 Call us today or visit Equipment Finance to learn more and apply for machinery finance now.